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Smart Reasoning:

C&E

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Qaagi - Book of Why

Causes

Effects

a family which spends more than 55 % of its income on food , clothing and shelter Which is strictly relative measures of low incomesetat 50 % of adjusted median family income

the U.S. Department of Housing and Urban Development ( HUD(passive) set bythe median family income ( MFI

a poverty line “setat 50 % of adjusted median family income

the stateis leadingwhen it comes to the growth of median family incomes since 1960

the recession(passive) caused bythe median family income

the IRS(passive) is set byThe median family income

the bankruptcy rules for the area where you live(passive) set bythe median family income

to the affordability factorcontributingto the affordability factor

more interest in owning propertycreatesmore interest in owning property

TEDCO(passive) was created byTEDCO

in continued home affordability and demandresultingin continued home affordability and demand

to a change in the spending habits of US consumershas ledto a change in the spending habits of US consumers

back in January 2008was setback in January 2008

Income qualifications(passive) are setIncome qualifications

Low income measures ( LIMs(passive) are setLow income measures ( LIMs

the exact middle of the income distributionsetsthe exact middle of the income distribution

for the Portland / Vancouver Metropolitan areasetfor the Portland / Vancouver Metropolitan area

Blob

Smart Reasoning:

C&E

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