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Qaagi - Book of Why

Causes

Effects

This option ... problematic credit historiespreventloans from commercial banks

Misguided investments into areas that proved to yield less profit than anticipatedcausedbanks to default on loans

The MCLRsetslending rate on loans by commercial banks

the regulators ' conservatismpreventsbanks from making commercial loans

at zero per cent interest and funds sent to Small – Medium - sized businesses(passive) will be setLoans to commercial banks

a bidto promptlending by commercial banks

The amountset asidefor bad loans at commercial banks

that began in 1988 in Bostonto preventpredatory loans by commercial banks

CIBIL launches iScanto preventcommercial loan delinquencies in banks

credit(passive) created bycredit

money — checkable deposits , or checkable - deposit moneycreatemoney — checkable deposits , or checkable - deposit money

better than 95 % of money in extstence(passive) is created bybetter than 95 % of money in extstence

to gold plating of infra projects that may either raise consumer tariffs or cause defaults in debt servicehas ledto gold plating of infra projects that may either raise consumer tariffs or cause defaults in debt service

conflict of interestto preventconflict of interest

the noteoriginatethe note

alsocontributedalso

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