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Smart Reasoning:

C&E

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Qaagi - Book of Why

Causes

Effects

A lower book value of assetscontributedto lower depreciation & amortization

the fourth quarter of 2008ledto lower amortization

The increases in 2009 and 2008resultedfrom additional amortization

each monthresultsin a reduced amortization

principal being paid off the mortgage each monthresultsin a reduced amortization

If the payments are too small to cover the interest due on a loan , the remaining interest owed is added to the outstanding loan balancecausingnegative amortization

any payment below the amount of interest duewould causenegative amortization

In the event the borrower elected to make the lower " minimum required payment , " however , the interest remaining unpaid for that month would be added onto the loan principal ,resultingin " negative amortization

the difference between the minimum payment and the interest payment ... the mortgage balancecould causenegative amortization

The minimum payment option can be less than the interest accruing on the loanresultingin negative amortization

a full payment of principal and interest ... a minimum paymentresultsin negative amortization

i)any limitation in the plan on the amount of any increase in the minimum paymentsmay resultin negative amortization

any increase in principal balanceresultsfrom negative amortization

a minimum payment optioncausesnegative amortization

the minimum payment optionwill resultin negative amortization

the minimum payment optioncan resultin negative amortization

Loans ... the loan balanceresultin negative amortization

the minimum payment ... all the timeresultsin negative amortization

A gradual increase in the balance of a loan or mortgage which occurs because the monthly payments made are too small to cover the entire principal and interest charges ; this shortfall amount is added to the remaining balanceresultingin negative amortization

to pay interest chargesresultingin negative amortization

additional interest chargeshave resultedfrom negative amortization

a payment cap in your loancould resultin negative amortization

This type of loancan resultin negative amortization

a minimum paymentcausesnegative amortization

the minimum payment (typically resultingin negative amortization

the minimum paymentresultsin negative amortization

the minimum paymentmay resultin negative amortization

minimum paymentswould resultin negative amortization

minimum paymentsmay resultin negative amortization

Generally any type of loancausesnegative amortization

borrowers ... a 1 % minimum paymentmay resultin negative amortization

the mortgage balancecould causenegative amortization

your rate ... in some casescould resultin negative amortization

This loancan potentially causenegative amortization

the mortgage increasesresultingin negative amortization

the principal balanceresultsin negative amortization

an amountcausingnegative amortization

The lower payments up frontcan resultin negative amortization

an interest rate that is fixed , paymentsdo ... resultin negative amortization

paymentscausingnegative amortization

primarilycausedprimarily

from the new debt structureresultingfrom the new debt structure

from certain operating assetsresultingfrom certain operating assets

from the addition of definite - lived intangible assets from the Merger partially offset by a reduction of $ 0.9 million relating to our Paciolan divestitureresultingfrom the addition of definite - lived intangible assets from the Merger partially offset by a reduction of $ 0.9 million relating to our Paciolan divestiture

the balance of the loan to increasecausesthe balance of the loan to increase

the loan balance to increase over the termcausesthe loan balance to increase over the term

from the fair value adjustments to assetsresultingfrom the fair value adjustments to assets

the loan principal to increasecausesthe loan principal to increase

from using a longer estimated utilization period for original programming beginning in the second quarter of 2016resultingfrom using a longer estimated utilization period for original programming beginning in the second quarter of 2016

from the fair value adjustments to assets acquired and liabilitiesresultingfrom the fair value adjustments to assets acquired and liabilities

in an increase in the outstanding loan balanceresultsin an increase in the outstanding loan balance

alsoresultsalso

if the borrower makes the minimum payment since the minimum payment does not pay all of the interest that is due each monthwill resultif the borrower makes the minimum payment since the minimum payment does not pay all of the interest that is due each month

from the June debt exchange of US$ 3.7 billionresultingfrom the June debt exchange of US$ 3.7 billion

to mortgage payments that are somewhat variable in nominal terms but less variable in real terms over the life of the mortgagewould leadto mortgage payments that are somewhat variable in nominal terms but less variable in real terms over the life of the mortgage

in longer groundresultsin longer ground

the unpaid principal balance to exceed 110 % , 115 % or 125 % of the original loan principal balancecausesthe unpaid principal balance to exceed 110 % , 115 % or 125 % of the original loan principal balance

from the new basis in assets acquiredresultingfrom the new basis in assets acquired

from purchase accountingresultingfrom purchase accounting

from purchase accounting and higher interest expenseresultingfrom purchase accounting and higher interest expense

from the significant assets impairment carried out during the second half of 2015resultingfrom the significant assets impairment carried out during the second half of 2015

Each segmentcontributedEach segment

from purchase price allocationresultingfrom purchase price allocation

from continued investment in the rental fleetresultingfrom continued investment in the rental fleet

from the patent impairmentresultedfrom the patent impairment

from capital expenditures made in the prior fiscal yearresultingfrom capital expenditures made in the prior fiscal year

in EUR 33.8 m.resultedin EUR 33.8 m.

from the recognition of intangible assets associated with acquisitionsresultingfrom the recognition of intangible assets associated with acquisitions

from the new basis of property and equipment anresultingfrom the new basis of property and equipment an

from the Companyresultingfrom the Company

to foreclosureleadingto foreclosure

from the fair value adjustment to Foxtel 's historical fixed assets in the preliminary purchase price allocation , which resulted in a step - up in the value of such assetsresultingfrom the fair value adjustment to Foxtel 's historical fixed assets in the preliminary purchase price allocation , which resulted in a step - up in the value of such assets

the non - cash interest expense(passive) caused bythe non - cash interest expense

in EUR 36.2 m. ( previous first half - year EUR 31.6 m.resultedin EUR 36.2 m. ( previous first half - year EUR 31.6 m.

from the beneficial conversion feature of the noteresultingfrom the beneficial conversion feature of the note

to the increase in the creditledto the increase in the credit

from the applicationresultingfrom the application

from the application ofresultingfrom the application of

for the measurement of intangiblesresultingfor the measurement of intangibles

to largerleadingto larger

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Smart Reasoning:

C&E

See more*