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Smart Reasoning:

C&E

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Qaagi - Book of Why

Causes

Effects

two factors ... : the leverage orinfluencingthe past default behavior of borrowers

the government ... any lossesmight resultas a result of default dedicated from the borrower

the job marketleadingto default by many of the borrowers

that lenders fearcould causeborrowers to default on their loans

the economywas causingborrowers to default on loans

the ratings from agencyleadto the default on loans by borrowers

These may not qualify , howeverresultedfrom the borrowers loan default

factorscausingdefault of loan repayment

lossescausingborrowers default thus

to make the required monthly paymentscausingdefault on the loans

devaluationeffectively resultingdefault on loans

The federal government ... any lossesmay resultresulting from default committed from the borrower

by Wamu and Countrywide(passive) originated bydefault loans

slowthus leadingto high rates of default by borrowers

a different group of borrowers from the Home Affordable Modification Program , or HAMPwas designedfor borrowers in default

higher student loan debt , which is in turncausingmore borrowers to default

an economic downturn ... the value of a banks loansleadsto the default of borrowers

> loans , ... , often > >usually causingborrowers to default

the new loan product the company offersis ... designedfor borrowers to default

> loansusually causingborrowers to default

to call in > > > loansusually causingborrowers to default

to call in loanscausingborrowers to default

bank ... excessive or risky lendingcan causeborrowers to default

in some cases lenders have been known to demand full and final repaymentcausingborrowers to default

in casecausedmore borrowers to default

the lossesmay resultfrom a borrowers default

even whenhad causedthe borrowers to default

All of these factorscan causeborrowers to default

what factorsleadto borrowers default

interest ratescausingsome borrowers to default

loans , which tendsto causeborrowers to to default

Too much or risky lendingmight causeborrowers to default

Too much or risky lendingcould causeborrowers to default

Too much or risky lendingcan causeborrowers to default

these unstable mortgage productscauseborrowers to default

excessive interest levelscan causeborrowers to default

which is in turncausingmore borrowers to default

the deterioration in the credit and real estate marketscausesborrowers to default

Excessive or risky lendingcan causeborrowers to default

Excessive or risky lendingmight causeborrowers to default

the credit risk(passive) caused bythe credit risk

the credit risk(passive) caused bythe credit risk

in foreclosurewill ... resultin foreclosure

the riskinfluencethe risk

to a reduction of banking spread in the expectation that this rate reduction will ease the payment of loansleadsto a reduction of banking spread in the expectation that this rate reduction will ease the payment of loans

losses(passive) caused bylosses

to bank failures and a financial crisisleadingto bank failures and a financial crisis

their farms or businesses to failcausingtheir farms or businesses to fail

the present crisis(passive) caused bythe present crisis

to the economic problem of bankruptcy of financial institutionsleadsto the economic problem of bankruptcy of financial institutions

the August 12 , 2018 foreclosurepromptedthe August 12 , 2018 foreclosure

to poor returnsleadingto poor returns

in garnishment , tax seizures , and other hardshipsresultingin garnishment , tax seizures , and other hardships

to debtsleadsto debts

the outstanding loan balance to be in excess of the security valuecausingthe outstanding loan balance to be in excess of the security value

to loss of the property?butshould leadto loss of the property?but

in lossescould resultin losses

a collapse of the whole pricing systemthereby causinga collapse of the whole pricing system

In terms of value(passive) is ... causedIn terms of value

your credit score scoreinfluenceyour credit score score

oftenledoften

or purchasedhave originatedor purchased

or purchasedhas originatedor purchased

or purchasedhas originatedor purchased

or purchasedhave originatedor purchased

the same way car(passive) was ... causedthe same way car

to a squeeze on loans and a decline in investments and expenditureledto a squeeze on loans and a decline in investments and expenditure

the conditions(passive) was causedthe conditions

big questions(passive) could be causedbig questions

to foreclosures and auctions many timesleadsto foreclosures and auctions many times

damage(passive) caused bydamage

a banks defaultcausinga banks default

in the lender losing their entire capitalwill resultin the lender losing their entire capital

loss(passive) caused byloss

his loss(passive) caused byhis loss

even nowcan ... causeeven now

even nowcan ... leadeven now

even nowcan ... resulteven now

even nowcan ... causeeven now

even nowcan ... leadeven now

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Smart Reasoning:

C&E

See more*