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banking factors , such as lack of diligence in monitoring credit leads , laxity in credit supervision , absence of credit audit mechanism , wrong deployment of funds and some othersleadbanks to credit risks
both macroeconomic factors and microeconomic factors(passive) can be ... influenced bybanking credit risk
Households and firms may suddenly no longer be able to service their foreign currency - denominated debt ,creatingcredit risk for banks
The internal factors within the bankinfluencingcredit risk for a bank
The internal factors within the traditional bankinfluencingcredit risk for a bank
However , if the political environment is unstable , it might leadto createcredit risks for the bank
The lack of defined procedures to determine the credit worthiness of borrowerscould createcredit risk for banks
the restrictions always existcreatescredit risk to the bank
that the counterparty owes the Bankthus creatingcredit risk for the Bank
foreign customersresultingin credit risk for the banks
financing of enterprises that lack of sufficient funds and collateralscausehigh credit risk to banks
to manage this riskthus creatingpotential credit risk for banks
two reasons : the inability of the borrower to repay loans and the unwillingness to repay loans ( Song & Li , 2008 : p. 50(passive) is caused byCredit risk at banks
unhedged currency and interest rate risk exposurescreatingcredit risk for the domestic banks
liabilitiesresultingfrom banks ’ own credit risk
which is widely usedto setcredit risk limits at banks
the interest rates , the amounts of exposures and other contractual termssettingthe interest rates , the amounts of exposures and other contractual terms
to a loss of revenue and the principal sumleadsto a loss of revenue and the principal sum
to a downgrade of the country 's ratingleadsto a downgrade of the country 's rating
from nonbanks ’ foreign exchange exposureresultsfrom nonbanks ’ foreign exchange exposure
them from continuing to issue loansmight ... preventthem from continuing to issue loans
due to the probability that borrowers may default terms of their debt and hence putting an institutions capital into risky positionsresultsdue to the probability that borrowers may default terms of their debt and hence putting an institutions capital into risky positions
due to concentration in a single borrower or a group of borrowerscauseddue to concentration in a single borrower or a group of borrowers
to lossesleadto losses
loans and directly assume the credit riskoriginateloans and directly assume the credit risk
to improved asset qualityleadingto improved asset quality