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Smart Reasoning:

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Qaagi - Book of Why

Causes

Effects

private loans(passive) created bycollege debts

to help students go through their college life at best - financially , emotionally , mentally and physically(passive) is designedCollege Debt Gone

federal loans(passive) created bycollege debts

simple steps pupils may taketo preventcollege debt

lack of jobs(passive) has been contributed byCollege debt

their full tuition and fee expenses upfront and necessitate supplemental financial aidcould leadto college debt

a job ... enoughto preventcollege loan debt

compare collegesto composea college debt

a bad credit scoreresultingfrom college debt

a number of factors , including “ student demographics , state policies , institutional financial aid packaging policies , and the cost of living in the local area(passive) is influenced bycollege debt

Some individuals tendto preventcollege debt

An ounce of prevention ... wayto preventcollege debt

to maketo preventcollege debt

the economic challengesresultingfrom college debt

waysto preventcollege debt

simple steps students may taketo preventcollege debt

Youth accountscan preventcollege debt

easy steps students may taketo preventcollege debt

the cost of housing ... another expenseinfluencescollege debt

a lot of debt(passive) is also causeCollege debt

I tookto preventcollege debt

Another wayto preventcollege debt

college educationsresultin college debt

I have fallen into the depths of going to collegehas createdcollege debt

six main financial myths and misunderstandingscontributeto college debt

| Adam Braun 's missionto preventcollege debt

cantankerous boomers with pensions(passive) created bycollege debt

Young people reinvented the idea of successdiscoveredcollege debt

considerable financial misery even a decade after graduationcausingconsiderable financial misery even a decade after graduation

considerable financial misery even a decade agocausingconsiderable financial misery even a decade ago

The issues(passive) created byThe issues

a jump cover much of the costs associated with going to college , lowmay ... causea jump cover much of the costs associated with going to college , low

considerable financial 3causingconsiderable financial 3

considerable financial to targetcausingconsiderable financial to target

or delayed them from buying a home and one - quarter of those polledpreventedor delayed them from buying a home and one - quarter of those polled

them huge burdenscausethem huge burdens

a lot of anxiety and stress for studentscreatesa lot of anxiety and stress for students

more problems than it is worthis causingmore problems than it is worth

considerable financial in a locked , hard - sided containercausingconsiderable financial in a locked , hard - sided container

a significant financial burden on many new graduatescreatesa significant financial burden on many new graduates

to Stress , Headaches and Pain Multicultural Media AcademyLeadsto Stress , Headaches and Pain Multicultural Media Academy

considerable financial closed online payday loans in marylandcausingconsiderable financial closed online payday loans in maryland

a jump in self - esteem while the results of this study have been hotly contested ( if not outright mocked by others on the webmay ... causea jump in self - esteem while the results of this study have been hotly contested ( if not outright mocked by others on the web

major problems including forcing many young people to live at home with their parents well into older adulthoodis causingmajor problems including forcing many young people to live at home with their parents well into older adulthood

to Stress , Headaches and Pain ... Howard University News ServiceLeadsto Stress , Headaches and Pain ... Howard University News Service

or delayed them from buying a home ... including 36 percent of millennials , 26 percent of Gen Xers and 32 percent of boomerspreventedor delayed them from buying a home ... including 36 percent of millennials , 26 percent of Gen Xers and 32 percent of boomers

college grads from becoming entrepreneurswere preventingcollege grads from becoming entrepreneurs

a jump in self - esteem range of aid programs from the government and private sources that can often cover much of the costs associated with going to collegemay ... causea jump in self - esteem range of aid programs from the government and private sources that can often cover much of the costs associated with going to college

or delayed Americans from buying a home and one - quarter of those polledpreventedor delayed Americans from buying a home and one - quarter of those polled

14 percent of young college grads to delay marriage and 38 percent to delay buying a home because of their college loanscauses14 percent of young college grads to delay marriage and 38 percent to delay buying a home because of their college loans

in long - term financial problems for many Americansis resultingin long - term financial problems for many Americans

young workers from saving for retirement ... oftentimes leading them to come up short on their savings later in life ” ( 2015preventsyoung workers from saving for retirement ... oftentimes leading them to come up short on their savings later in life ” ( 2015

to divorce | Greenwood Law College debtscould leadto divorce | Greenwood Law College debts

the next financial meltdown : http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2012/04/06/BU551NVHSP.DTLwill causethe next financial meltdown : http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2012/04/06/BU551NVHSP.DTL

to a financial crisis for many people who borrow money for a higher educationcould be leadingto a financial crisis for many people who borrow money for a higher education

life changes that are not good , such delays in marriage , home purchases , and timing of childrencauseslife changes that are not good , such delays in marriage , home purchases , and timing of children

the most talented people that have the highest degrees to not be involved with the service - oriented employment in our countrycausesthe most talented people that have the highest degrees to not be involved with the service - oriented employment in our country

or delayed all Americans from buying a home , including 36 percent of millennials , 26 percent of Gen Xers and 32 percent of boomerspreventedor delayed all Americans from buying a home , including 36 percent of millennials , 26 percent of Gen Xers and 32 percent of boomers

to intergenerational poverty ... by saddling students and their parents with loan payments that must be paid off over decades , and by limiting students ’ buying power , creditworthiness and even career choices after they graduatecontributesto intergenerational poverty ... by saddling students and their parents with loan payments that must be paid off over decades , and by limiting students ’ buying power , creditworthiness and even career choices after they graduate

hike rates this year fromcausinghike rates this year from

in a much lower standard of living for college attendeeshas resultedin a much lower standard of living for college attendees

general information purposes personal loans past duecausinggeneral information purposes personal loans past due

students to push back retirement savings May 3 , 2016is causingstudents to push back retirement savings May 3 , 2016

a scary crisis for higher educationcreatesa scary crisis for higher education

a " hobbled " generationis creatinga " hobbled " generation

them from buying starter homes , new cars , expensive vacations ( or advanced degreespreventsthem from buying starter homes , new cars , expensive vacations ( or advanced degrees

them from meeting financial goals , including retirementis preventingthem from meeting financial goals , including retirement

bankruptcies(passive) caused bybankruptcies

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Smart Reasoning:

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